• Refunds must be initiated through the relevant merchant.

  • Once the merchant approves and processes the refund, it will follow the standard refund process and will be reflected in the Refunds section under the Purchases tab.

  • After the refund is processed, the amount will be credited to your bank account based on the bank’s processing time:
    • Commercial Bank: 2–3 banking days
    • Other Private Banks: 5–7 banking days
    • Government Banks: 14–20 banking days

  • Please note that timelines may vary depending on your financial institution.