Koko

Prism is our loyalty program, designed for eligible users to enjoy Koko’s exclusive benefits such as Split in 6 and more flexible options.

Regular PayLater allows 3 installment payments. Prism lets eligible customers split their purchase into more flexible installments.

Split your purchase into six monthly payments instead of paying the full amount upfront.

Split in 6 is offered based on your account activity, and if you're eligible, you'll see it as an option at checkout. It's automatic, so there&#...

Yes, choosing to split in 6 comes with a service fee, added to your total order. This fee is spread evenly across all six installments and applies until you...

Sorry, once your order is confirmed, the payment plan can't be switched between Split in 3 and Split in 6. Make sure to pick the option that works best ...

No, the service fee is added at checkout and stays the same until your plan is fully paid off. You can pay early to clear your balance sooner, but the fee w...

If Split in 6 isn't showing at checkout, it just means you're not currently eligible. Eligibility is decided automatically through our algorithms, s...

All our merchants support Split in 6. If you're eligible, you'll see the option at checkout no matter which store you're shopping from. 

Right now, there's no minimum or maximum purchase amount for Split in 6. You can use it for any order if you're eligible.